Nov 21, 2025 5:51:11 PM
I wanted to bring this to your attention because, with everything happening in the world right now, changes like this can easily slip past people. The One Big Beautiful Bill Act and the Department of Education’s new definition of what counts as a professional degree have not received the attention they deserve. Yet these changes carry serious implications for teachers, school librarians, counselors, reading specialists, and future education leaders. They are not small adjustments. They alter who can afford to enter the profession and who can stay.
Recent reporting from Newsweek confirms that educators are not included in the list of degrees counted as “professional.” The fields that qualify are medicine, dentistry, veterinary medicine, pharmacy, osteopathic medicine, optometry, chiropractic, podiatry, law, theology, and clinical psychology. Every other field, including education, is placed in the lower “graduate” category for federal student loan purposes.
Let's take a look at what that means and why many educators believe the exclusion is deliberate.
The rulemaking process tied the higher loan limits to specific four-digit CIP codes used by those traditional fields.
None of the education codes qualify. That includes programs for classroom teachers, school librarians, reading specialists, curriculum and instruction, school counseling, educational leadership, and doctoral study in education.
This decision matters because it creates a two-tier federal loan structure.
Tier One
Programs labeled as professional receive $50,000 per year and $200,000 in lifetime borrowing.
Tier Two
Graduate programs are limited to $25,000 per year and a lifetime maximum of $100,000.
Educator preparation stays in Tier Two.
The reclassification of professional degrees under the One Big Beautiful Bill Act changes who can afford to enter and remain in the education field. It has long-term implications for school staffing, equity, and the sustainability of the educator workforce.
This post was originally published on AI School Librarian.
Elissa Malespina is a nationally recognized school librarian, author, board-certified special education advocate, and educational consultant who helps educators, librarians, and school districts navigate the intersection of equity, technology, and innovation. With over 25 years in public education, she's built a career championing inclusive access to information, integrating AI tools into K–12 instruction, and defending the freedom to read. Elissa is the author of "AI in the Library: Strategies, Tools, and Ethics for Today’s Schools, a practical guide to navigating artificial intelligence in educational settings, and "The Educator's AI Prompt Book: Copy-and-Paste Prompts for Lesson Planning, Libraries and Learning." Elissa also writes The AI School Librarians Newsletter, where she shares hands-on tools, ethical insights, and ready-to-use lessons for librarians and educators working with AI. As a contributing author to Trouble in Censorville: The Far Right’s Assault on Public Education and the Teachers Who Are Fighting Back, Elissa advocates nationally for intellectual freedom and inclusive school libraries. She also works directly with families as a board-certified special education advocate, helping them navigate IEPs, 504 Plans, and out-of-district placements to ensure students receive the services they are entitled to. Through her consulting firm, Educational Equity Advisors, Elissa supports schools in launching AI policies, designing makerspaces, building inclusive programs, and delivering professional development that is actionable, equity-driven, and future-ready.
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